Monitor Activities

Participant and Department of Labor law requires continuous oversight of 401(k) plans including evaluation of investment returns. In fact, monitoring plan investments is a primary fiduciary responsibility—it cannot be delegated to others.

So…how can you be sure your plan meets ERISA regulations?

The best way is to identify benchmarks and measure investment returns against the standard selected and competing funds with similar styles. The process should be well-organized and analytical in scope—this is not a time for guesswork. A comprehensive analysis includes summary information in areas such as

• Market performance
• Investment holdings
• Asset allocation
• Portfolio plan performance
• Standardized performance disclosure
• Investment performance
• Fee structure

Our AIF® advisors offer an analysis that will help you make data-driven decisions that meet industry regulations and fiduciary responsibility.